A Guide for Kenyan Campus Students on: How to Apply for a Subsequent HELB Loan in 2024.

Applying for a subsequent Higher Education Loans Board (HELB) loan is a critical step for many Kenyan campus students. This financial aid can significantly ease the burden of tuition fees and other educational expenses. In the past, the process involved accessing the official HELB portal via browsers like Chrome or Firefox. However, this method required applicants to visit the Anniversary Towers physically to complete the process. Recognizing the need for a more convenient system, HELB has introduced new options to simplify the subsequent loan application process.

How to Apply for subsequent HELB Loan

Step 1: Using the HELB App

One of the newest and most convenient methods to apply for a subsequent HELB loan is through the HELB App. Here’s how you can do it:

Download the HELB App:

You can download the app directly from the Google Play Store. Click the link provided in the description section below to install it on your smartphone.

Register or Log In:

Open the app and register if you are a first-time user by entering your national ID number and creating a password. If you already have an account, log in using your credentials.

Navigate to Loan Application:

Once logged in, navigate to the loan application section. Here, you will find various options such as loan application, loan disbursement, and loan repayment. Select the “Loan Application” option.

Fill in the Required Details:

Follow the prompts to fill in your personal details, academic information, and the amount you wish to apply for.

Submit Your Application:

After filling in all the necessary details, review your application and submit it through the app.

While the HELB App offers convenience, some users may experience technical issues or errors during the application process. Additionally, the app is only accessible to those with smartphones. If you face such challenges, or if you do not own a smartphone, there is an alternative method available.

Step 2: Using USSD Code

For those who do not have access to a smartphone, the USSD code method is an excellent alternative. This method works on any mobile phone and is straightforward. Follow these steps:

Dial the USSD Code:

On your phone, dial *642#. Ensure you are using the Safaricom line registered with HELB.

Register or Log In:

If you are using this service for the first time, you will be prompted to enter your national ID number and create a password. This password will be used for subsequent applications. If you are already registered, simply enter your PIN to proceed.

Select Loan Application:

After logging in, you will see a menu with several options such as loan application, loan disbursement, and loan repayment. Select option 1 for “Loan Application.”

Choose Subsequent Loan:

Next, choose the option for “Subsequent Loan 2020/2021.”

Agree to Terms and Conditions:

You will be directed to visit the HELB website to review the terms and conditions. After reviewing, select the option to accept the terms and conditions.

Verify Your Phone:

To complete the process, you will need to verify your phone number. Choose the option to verify and ensure you have at least one shilling airtime on your phone for the verification process.

Important Tips

• Accurate Information: Ensure that all the information you provide during the application process is accurate and up-to-date to avoid any delays or issues with your loan disbursement.
• Keep Your Credentials Safe: Safeguard your login credentials (ID number and password) to prevent unauthorized access to your HELB account.
• Monitor Your Application Status: Regularly check the status of your loan application through the HELB App or USSD code to stay informed about any updates or additional requirements.

Summary

Applying for a subsequent HELB loan has become more accessible thanks to the introduction of the HELB App and the USSD code method. These options provide flexibility and convenience, ensuring that all students, regardless of their access to technology, can apply for financial aid. By following the steps outlined above, Kenyan campus students can successfully complete their subsequent HELB loan applications and continue their education with financial support.

For more detailed information and assistance, visit the official HELB portal.